Paybis acts as a versatile crypto‑payment solution, since 2014 and headquartered in Warsaw, Poland, now operating in over 180
countries with support for more than 80–90 cryptocurrencies and
handling billions in transaction volume :contentReference[oaicite:1]index=1.
The platform offers a white‑label wallet as a service and on‑ramp/off‑ramp API
integration options for businesses, enabling users to buy, sell,
swap and accept crypto payments effortlessly across traditional and blockchain rails :
contentReference[oaicite:2]index=2. It facilitates over 50
payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay,
local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :
contentReference[oaicite:3]index=3. With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card
or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.

Its hybrid non‑custodial/custodial wallet model,
which splits private keys across multiple parties, ensures on‑chain transparency, user control,
and strong security without needing traditional “proof of reserves”
disclosures :contentReference[oaicite:5]index=5. Paybis is registered as a Money Service Business with FinCEN in the USA,
is VASP‑registered in Poland, and complies
with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering
optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :
contentReference[oaicite:6]index=6. Businesses can integrate
Paybis in hours through SDKs and APIs, access dedicated account managers, and benefit
from high authorization rates (~70–95%) and 24/7 multilingual support
in over nine languages :contentReference[oaicite:7]index=7.
Use cases include wallets, fintechs, marketplaces, gaming platforms, DeFi
services, and global platforms in need of stablecoin payouts, IBAN‑based settlement,
or mass crypto payouts via Paybis Send or OTC business
wallets :contentReference[oaicite:8]index=8.
Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive
with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto onboarding
flow :contentReference[oaicite:9]index=9. Altogether, Paybis represents a robust, secure, and flexible crypto payment
and wallet solution ideal for businesses wanting to bridge fiat and crypto with
minimal hassle and strong compliance frameworks.

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